As we all know, recession fears are running high. I have heard the word “recession” mentioned considerably, whether from my friends,...

A tax refund (which, in most cases, is avoidable) is a state or federal reimbursement to a taxpayer who overpaid taxes. As I have stated...

I was eighteen when I received my first credit card – I will never forget it; it was a jewelry store card. I desired to get my first...

Many of us find it hard to control our expenses and have a budget each month – if this is you, it may be time to try using cash for at...